This application utilizes certain open source software, which are licensed for use and distribution under the following applicable open source licenses:

MIT LICENSE DISCLAIMER

The following open source license and disclaimers apply to software licensed under the MIT license:

Permission is hereby granted, free of charge, to any person obtaining a copy of this software and associated documentation files (the “ Software”), to deal in the Software without restriction, including without limitation the rights to use, copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the Software, and to permit persons to whom the Software is furnished to do so, subject to the following conditions:

The above copyright notice and this permission notice shall be included in all copies or substantial portions of the Software.

THE SOFTWARE IS PROVIDED “AS IS”, WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.

SOFTWARE UNDER MIT LICENSE:

APACHE 2.0 LICENSE DISCLAIMER

The following open source license and disclaimers apply to software licensed under the Apache 2.0 license:

Licensed under the Apache License, Version 2.0 (the “ License”); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an “AS IS” BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.

SOFTWARE UNDER APACHE 2.0 LICENSE:

CUSTOM LICENSES

The following custom open source license terms and disclaimers apply to the software noted below:

TERMS AND DISCLAIMER:

Use of source code or binaries contained within Braze’s SDKs is permitted only to enable use of the Braze platform by customers of Braze.

Modification of source code and inclusion in mobile apps is explicitly allowed provided that all other conditions are met.

Neither the name of Braze nor the names of its contributors may be used to endorse or promote products derived from this software without specific prior written permission.

Redistribution of source code or binaries is disallowed except with specific prior written permission. Any such redistribution must retain the above copyright notice, this list of conditions and the following disclaimer.

THIS SOFTWARE IS PROVIDED BY THE COPYRIGHT HOLDERS AND CONTRIBUTORS “AS IS” AND ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LI LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE ARE DISCLAIMED. IN NO EVENT SHALL THE COPYRIGHT HOLDER OR CONTRIBUTORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES; LOSS OF USE, DATA, OR PROFITS; OR BUSINESS INTERRUPTION) HOWEVER CAUSED AND ON ANY THEORY OF LIABILITY, WHETHER IN CONTRACT, STRICT LIABILITY, OR TORT (INCLUDING NEGLIGENCE OR OTHERWISE) ARISING IN ANY WAY OUT OF THE USE OF THIS SOFTWARE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.

TERMS AND DISCLAIMER:

Portions licensed under the Apache License, Version 2.0 (the “ License”); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an “AS IS” BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.

This product includes ‘AFNetworking’ ( https://github.com/AFNetworking/AFNetworking ), which is released under the following license(s): MIT.

This product includes ‘FLAnimatedImage’ ( https://github.com/Flipboard/FLAnimatedImage ), which is released under the following license(s): MIT.

This product includes ‘PINCache’ ( https://github.com/pinterest/PINCache ), which is released under the following license(s): Apache 2.0.

This product includes ‘PINRemoteImage’ ( https://github.com/pinterest/PINRemoteImage ), which is released under the following license(s): Apache 2.0.

This product includes ‘SocketRocket’ ( https://github.com/facebook/SocketRocket ), which is released under the following license(s): BSD 3-clause.

TERMS AND DISCLAIMER:

Legal notices

1.1 Confidential Information. The integrator of the SDK (“ Integrator”) and their respective affiliates, directors, officers, employees, authorized representatives, agents and advisors shall keep confidential all information concerning proprietary business procedures, products, services, operations, software development kits (“ SDKs”), marketing materials, fees, policies or plans and all Nonpublic Personal Information that is received or obtained from Prosper Marketplace Inc. (“Prosper”) prior to or during the integration relationship, whether such information is oral or written, and whether or not labeled as confidential (collectively “ Confidential Information”). “Nonpublic Personal Information” shall include all personally identifiable financial information and any list, description or other grouping of consumers, and publicly available information pertaining to them, that is derived using any personally identifiable financial information that is not publicly available, and shall further include all “nonpublic personal information” as defined by federal regulations implementing the Gramm-Leach-Bliley Act, as amended from time to time. “ Personally identifiable financial information” means any information a consumer provides to the Integrator or Prosper in order to obtain a financial product or service, any information Integrator or Prosper otherwise obtains about a consumer in connection with providing a financial product or service to that consumer, and any information about a consumer resulting from any transaction involving a financial product or service between the Integrator or Prosper and a consumer. Personally identifiable information may include, without limitation, a consumer's first and last name, physical address, zip code, email address, phone number, social security number, birth date, and any other information that itself identifies or when tied to the above information, may identify a consumer.

1.2 Use of Confidential Information. For as long as Confidential Information is in possession of the Integrator, the Integrator shall take reasonable steps, at least substantially equivalent to the steps it takes to protect its own proprietary information, to prevent the use, duplications or disclosure of Confidential Information, other than, by or to its employees or agents who are directly involved in integrating the Prosper SDKs and who are apprised of their obligations required by these Legal Notices and directed by the Integrator to treat such information confidentially, or except as required by law or by a supervising regulatory agency of the integrator. The Integrator shall not disclose, share, rent, sell or transfer to any third party any Confidential Information. The parties shall use Confidential Information only as necessary to perform the integration of the Prosper SDKs. The Integrator shall treat any Nonpublic Personal Information that it receives from the other party in a manner that is fully compliant with the disclosing party's obligations under Title V of the Gramm-Leach-Bliley Act and any implementing regulations thereunder, including but not limited to applicable limits on the use, disclosure, storage, safeguarding and destruction of Nonpublic Personal Information. In addition, to the extent that the Integrator receives Nonpublic Personal Information, the Integrator shall maintain commercially reasonable data security and disaster recovery protections that at the least are consistent with industry standards for the consumer lending industry.

1.3 Return of Information; Indemnity. Upon the termination or expiration of the integration of the Prosper SDKs, the Integrator shall promptly return all Confidential Information received in connection with the integration, or shall promptly destroy any materials containing such information (and any copies, extracts, and summaries thereof) and shall provide Prosper with written confirmation of such return or destruction upon request. In the event the Integrator discovers that Confidential Information has been used in an unauthorized manner or disclosed in violation of the Legal Notices, the Integrator discovering the unauthorized use or disclosure shall immediately notify Prosper of such event, and the Integrator of the Prosper SDKs shall indemnify and hold Prosper harmless from all claims, damage, liability, costs and expenses (including court costs and reasonable attorneys' fees) arising or resulting from the unauthorized use or disclosure. In addition, Prosper shall be entitled to all other remedies available at law or equity, including injunctive relief.

2.1 Ownership. Notwithstanding any other language or information within the SDK Integration Guide, the Integrator acknowledges and agrees that Prosper shall retain sole and exclusive ownership of the Prosper SDKs and related materials and all intellectual property rights therein. Prosper acknowledges and agrees that the Integrator shall retain sole and exclusive ownership of the integrator’s background technology that existed prior to integration and all intellectual property rights therein.

2.2 Reservation of Rights. Prosper and Integrator shall continue to own all rights, title and interest in and to its patents, know-how, trade secrets, software, trademarks and all other intellectual property, subject only to the license rights expressly granted herein.

3.1 SDK API Key and Secret Security. When using the Prosper SDKs, the Integrator shall follow these specified essential security protocols.

3.1.1 The Integrator shall only use the API key and secret provided to you by Prosper; specifically, the Integrator shall not communicate with the SDK using keys or secrets that are not authorized by Prosper for your use.

3.1.2 THE INTEGRATOR IS SOLEY RESPONSIBLE FOR MAINTAINING ADEQUATE SECURITY AND CONTROL OF ANY API KEY AND SECRET COMBINATION PROVIDED TO YOU. BECAUSE THE KEY AND SECRET ENSURE AUTHORIZED COMMUNICATIONS BETWEEN THE INTEGRATOR AND PROSPER, THE INTEGRATOR MUST PROTECT THE KEY AND SECRET, ALLOWING ONLY AUTHORIZED AND AUTHENTICATED ENTITIES, SUCH AS INDIVIDUALS, APIS, CODE, ETC., TO ACCESS THE KEY AND SECRET.

4.1 Indemnification by Integrator of Prosper SDKs. Integrator shall indemnify, defend and hold Prosper harmless from and against any Claim that is attributable to or arises from (i) Integrator’s violation of any state or Federal law, rule or regulation, or any other illegal or actionable act or omission by or on behalf of Integrator; (ii) Integrator’s breach of any material obligation owed to Prosper; and (iii) any acts or omissions by Integrator, its employees or its agents, in connection with Integrator’s marketing efforts or efforts related to the protection of data privacy or security keys. Integrator agrees to promptly pay and fully satisfy any and all losses, judgments or expenses, including, without limitation, costs of settlement and attorneys’ fees incurred or sustained, or reasonably likely to be incurred or sustained by Prosper as a result of any claims of the types described above.

4.2 Procedures. Prosper shall: (i) promptly notify the Integrator in writing of any losses for which Prosper seeks indemnification; (ii) provide reasonable cooperation to the Integrator and its legal representatives in the investigation of any matter which is the subject of indemnification; and (iii) permit Integrator to have full control over the defense and settlement of any matter subject to indemnification; provided, however, that the Integrator shall not enter into any settlement that affects Prosper’s rights or interests without Prosper’s prior written consent, which shall not be unreasonably withheld or delayed. Prosper shall have the right to participate in the defense at its expense.

TERMS AND DISCLAIMER:

Licensed under the Apache License, Version 2.0 (the “ License”); you may not use this file except in compliance with the License. You may obtain a copy of the License at http://www.apache.org/licenses/LICENSE-2.0 Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an “AS IS” BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the License for the specific language governing permissions and limitations under the License.

REALM COMPONENTS

This software contains components with separate copyright and license terms.

Your use of these components is subject to the terms and conditions of the following licenses.

For the Realm Platform Extensions component Realm Platform Extensions License

Copyright © 2011-2017 Realm Inc All rights reserved

Redistribution and use in binary form, with or without modification, is permitted provided that the following conditions are met:

1. You agree not to attempt to decompile, disassemble, reverse engineer or otherwise discover the source code from which the binary code was derived. You may, however, access and obtain a separate license for most of the source code from which this Software was created, at http://realm.io/pricing/.

2. Redistributions in binary form must reproduce the above copyright notice, this list of conditions and the following disclaimer in the documentation and/or other materials provided with the distribution.

3. Neither the name of the copyright holder nor the names of its contributors may be used to endorse or promote products derived from this software without specific prior written permission.

THIS SOFTWARE IS PROVIDED BY THE COPYRIGHT HOLDERS AND CONTRIBUTORS “AS IS” AND ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE ARE DISCLAIMED. IN NO EVENT SHALL THE COPYRIGHT HOLDER OR CONTRIBUTORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES; LOSS OF USE, DATA, OR PROFITS; OR BUSINESS INTERRUPTION) HOWEVER CAUSED AND ON ANY THEORY OF LIABILITY, WHETHER IN CONTRACT, STRICT LIABILITY, OR TORT (INCLUDING NEGLIGENCE OR OTHERWISE) ARISING IN ANY WAY OUT OF THE USE OF THIS SOFTWARE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.

EXPORT COMPLIANCE

You understand that the Software may contain cryptographic functions that may be subject to export restrictions, and you represent and warrant that you are not (i) located in a jurisdiction that is subject to United States economic sanctions (“Prohibited Jurisdiction”), including Cuba, Iran, North Korea, Sudan, Syria or the Crimea region, (ii) a person listed on any U.S. government blacklist (to include the List of Specially Designated Nationals and Blocked Persons or the Consolidated Sanctions List administered by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or the Denied Persons List or Entity List administered by the U.S. Department of Commerce) (“Sanctioned Person”), or (iii) controlled or 50% or more owned by a Sanctioned Person.

You agree to comply with all export, re-export and import restrictions and regulations of the U.S. Department of Commerce or other agency or authority of the United States or other applicable countries. You also agree not to transfer, or authorize the transfer of, directly or indirectly, of the Software to any Prohibited Jurisdiction, or otherwise in violation of any such restrictions or regulations.

TERMS AND DISCLAIMER:

The use of source code or binaries contained within Braze’s sample apps, documentation, stub APIs and other related utilities is permitted only to enable testing and quality assurance of integrations with the Braze platform by current customers of Braze.

The use of source code or binaries contained within Braze’s SDKs is permitted only to enable use of the Braze platform by current customers of Braze.

Modification of source code contained within this repository or inclusion of such source in any non-Braze app, website, or related code is only permitted provided that all other conditions set forth herein are met.

Neither the name “Braze” nor the names of any of its contributors may be used to endorse or promote products derived from this software without the express prior written permission of Braze.

Redistribution of source code or binaries is strictly prohibited except with the express prior written permission of Braze. Any such redistribution must retain the above copyright notice, this list of conditions and the following disclaimer:

THIS SOFTWARE IS PROVIDED BY THE COPYRIGHT HOLDERS AND CONTRIBUTORS “AS IS” AND ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE ARE DISCLAIMED. IN NO EVENT SHALL THE COPYRIGHT HOLDER OR CONTRIBUTORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES; LOSS OF USE, DATA, OR PROFITS; OR BUSINESS INTERRUPTION) HOWEVER CAUSED AND ON ANY THEORY OF LIABILITY, WHETHER IN CONTRACT, STRICT LIABILITY, OR TORT (INCLUDING NEGLIGENCE OR OTHERWISE) ARISING IN ANY WAY OUT OF THE USE OF THIS SOFTWARE, EVEN IF THE USER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.

© 2018 Clarity Money unless otherwise noted. All rights reserved.